Oklahoma Paycheck Calculator 2025

Oklahoma has a progressive tax system with rates ranging from 0.25% to 4.75% for 2025. Your income, after subtracting the Oklahoma standard deduction (which mirrors the federal standard deduction for your filing status) and any applicable state-specific deductions/credits, is taxed at different rates as it moves through each income bracket. For 2025, the top rate of 4.75% applies to taxable income over $7,200 for single filers, and $14,400 for married couples filing jointly and heads of household (based on current calculator projections).

Oklahoma follows the federal standard deduction amounts. For 2025 (projected), the standard deduction is $15,000 for single filers, $30,000 for married couples filing jointly, and $22,500 for heads of household. This calculator applies these deductions when calculating state taxable income.

Pre-tax deductions reduce your taxable income.
- Deductions like 401(k) contributions lower your taxable income for federal and Oklahoma state income taxes, but are still subject to FICA (Social Security & Medicare) taxes.
- Deductions like health insurance premiums, FSA, and HSA contributions (often entered under "Other Pre-tax Deductions" if not health insurance) typically lower your taxable income for federal income tax, state income tax, AND FICA taxes. This calculator accounts for these differences.

No, Oklahoma does not have local income taxes at the city or county level. This means you only need to pay state and federal income taxes on your earnings in Oklahoma, in addition to FICA taxes.

The amount withheld from your paycheck is an estimate based on your W-4 information and income earned per pay period. Your actual tax liability is determined when you file your annual tax return, taking into account all income, deductions, and credits for the entire year. If too much was withheld throughout the year, you'll receive a refund; if too little was withheld, you'll owe additional taxes when filing.