Ohio Paycheck Calculator 2025
Calculate your exact take-home pay with precision
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Federal Tax Information
Ohio Municipal Tax (RITA/CCA)
Pre-tax Deductions (per paycheck)
Post-tax Deductions (per paycheck)
Your Paycheck Results
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Enter your information and click "Calculate My Paycheck" to see detailed results.
Take-Home Pay
Per Pay Period
Ohio State Tax (Updated 2025)
- • 0% on income up to $26,050
- • 2.75% on income $26,051 - $100,000
- • 3.50% on income over $100,000
Ohio Tax Information 2025
Ohio Tax System Overview
Ohio has significantly reformed its tax system for 2025, creating a more competitive environment while maintaining essential services funding.
2025 Ohio Tax Brackets
Key Benefits
- Large tax-free bracket
- Competitive rates
- No tax on retirement income
- Reciprocity agreements
How accurate is this calculator?
This calculator uses official 2025 tax rates and standard calculation methods to provide highly accurate estimates. Results typically match actual paychecks within 1-2% for standard situations. However, complex scenarios (mid-year changes, multiple jobs, etc.) may require professional consultation.
What is RITA tax and do I have to pay it?
RITA (Regional Income Tax Agency) administers municipal income taxes for many Ohio cities. If you work in a participating city, your employer withholds this tax automatically. The rate depends on your work location, typically ranging from 0.5% to 3.0%. Check RITA.org to find your city's rate.
Should I choose Traditional or Roth 401(k)?
Generally, choose Traditional (pre-tax) if you expect to be in a lower tax bracket in retirement, and Roth (after-tax) if you expect higher taxes later. Consider your current income, career trajectory, and retirement goals. Many financial advisors recommend a mix of both for tax diversification.
How do I handle taxes if I work in one city but live in another?
Your employer withholds tax for your work city. When you file your annual return, your residence city will typically provide a credit for taxes paid to the work city. You generally end up paying the higher of the two rates. Some cities have specific agreements, so check with both municipalities or consult a tax professional.
What changed in Ohio taxes for 2025?
Ohio continued its multi-year tax reform: the top rate dropped from 3.99% to 3.50%, and the zero-tax bracket increased to $26,050. The complex multi-bracket system was simplified to just three brackets, resulting in tax savings for most taxpayers compared to previous years.
Can I use this calculator if I have multiple jobs?
This calculator is designed for a single primary job. If you have multiple jobs, calculate each separately and consider that your total income may push you into higher tax brackets. You may also need to make quarterly estimated payments or increase withholding to avoid underpayment penalties.