Minnesota Paycheck Calculator 2025
Calculate your Minnesota salary after tax instantly. We factor in 2025 progressive state brackets, federal withholding, and FICA to show your exact net pay.
Estimated Take-Home Pay
per paycheck
Deduction Breakdown
How Your Minnesota Salary After Tax is Calculated
If you live or work in the "North Star State," understanding your paycheck is crucial for financial planning. Your gross pay is just the starting number; your Minnesota net pay is what actually hits your bank account after the state and federal government take their share. To calculate this accurately, you must account for Federal Tax, Minnesota State Tax (which is progressive), and FICA taxes.
1. Minnesota State Income Tax Rates (2025)
Minnesota uses a graduated tax rate system. Unlike flat-tax states, high earners in MN pay a higher percentage on income that falls into higher brackets. The rates range from 5.35% to 9.85%.
| Tax Rate | Single Filers | Married Filing Jointly |
|---|---|---|
| 5.35% | $0 – $31,690 | $0 – $46,250 |
| 6.80% | $31,691 – $104,090 | $46,251 – $171,220 |
| 7.85% | $104,091 – $193,240 | $171,221 – $321,070 |
| 9.85% | Over $193,240 | Over $321,070 |
2. Converting Hourly Wage to Salary
Hourly workers in Minnesota often need to convert their rate to an annual salary for loan applications or budgeting.
The Formula:
Hourly Rate × 40 Hours × 52 Weeks
Example:
$20/hour = $41,600 / year
$30/hour = $62,400 / year
Frequently Asked Questions
Does Minnesota have local income tax?
No. Minnesota cities and counties do not impose local income taxes. You only need to worry about federal and state withholding.
Is Social Security taxed in MN?
Yes, but with exemptions. Minnesota taxes Social Security benefits but offers a subtraction that eliminates this tax for many low-to-middle income retirees.
What is the MN Reciprocity Agreement?
Minnesota currently has tax reciprocity with **Michigan**. If you are a Michigan resident working in MN, you only pay Michigan income tax (and vice versa).
How are bonuses taxed?
Bonuses are treated as supplemental income. They are often withheld at a flat 22% federal rate plus the top marginal MN state rate, though actual liability is reconciled when you file.
Official Tax Resources
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Disclaimer: This tool provides estimates based on projected 2025 tax laws. We are not a CPA firm. Please consult a qualified tax professional for financial advice.